Rates & Insurance

Frequently Asked Questions

Private Pay Rates (without insurance)

Individual Therapy
50 Minutes
$80 - $190
Dependent on the therapist and type of serviceSchedule Consultation
Couples Therapy
75 Minutes
$70
Therapist InternSchedule Consultation
Couples Therapy
50 Minutes
$180
Nikki Williams, LPCSchedule Consultation
Family Therapy
90 Minutes
$240
Cyndi Collen, LSW-SSchedule Consultation
Group Therapy
90 Minutes
$65 - $70
Dependent on therapistSchedule Consultation
Medication Management
90 Minutes (Initial Appointment)
$450
Schedule Consultation
Medication Management
25 Minutes (Follow Ups)
$250
Schedule Consultation
Ketamine Assisted Psychotherapy
90 Minutes (Medical Clearance)
$450
Schedule Consultation
Ketamine Assisted Psychotherapy
2 - 2.5 hours (Therapy Session)
$500
Schedule Consultation
Integrative Nutrition Appointments
60 Minutes
$160
Schedule Consultation

Why Choose Private Pay vs using insurance?

Utilizing private pay is a huge advantage over most insurance since you will not be term-limited in your therapy, your insurance company will not be given any details of your therapy and you will not be given a diagnosis (this is helpful in case you are ever sued and your medical records are subpoenaed). You may also be able to claim mental health as a medical expense tax deduction.

1

Private pay offers clients greater control over their treatment.

Unlike insurance, which can limit the type of treatment modalities, the number of sessions, and their frequency, private pay ensures that care decisions are driven by the client’s needs rather than cost-cutting measures.

2

Private pay provides an additional layer of confidentiality, protecting sensitive information.

When using insurance for mental health services, records of treatment may become part of your medical history, potentially impacting life insurance applications or legal proceedings.

3

HSA or FSA accounts can be used to pay for private pay therapy sessions.
4

Out-of-Network Benefits (OON)

If your insurance plan OON benefits, it means they will cover a portion of the cost when you see a therapist who doesn’t have a direct contract with your insurance company. Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you typically pay for the session upfront and then submit a claim to your insurance for reimbursement.

OON Benefits

What you need to know:
Insurance companies often reimburse a percentage of the therapist’s fee, usually after you meet an out-of-network deductible. For example, after you meet a $1,000 deductible, your insurance may reimburse 50-80% of the session cost.
OON benefits give you the flexibility to choose a therapist based on your needs and preferences, not just those in-network.
Questions to ask your health insurance provider about out-of-network

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How much does my plan cover for an out-of-network provider?
  • What is the coverage amount per therapy session?
  • Is approval required by my primary care physician?

Flourish uses Thrizer

Find out what your out-of-network benefits are by inputing your current health insurance information here.

In-network Insurance Plans and Therapists

Flourish currently has the following therapists in-network with BCBS of Texas, Aetna, Cigna and Quest. Co-pays vary because they are determined by each individual’s insurance plan

Kimberley Manuel holistic therapist
Kimberley Manuel

Kimberley Manuel

LCSW | Therapist

EMDR therapist accepts insurance
Shanley McLaughlin

Shanley McLaughlin

LPC | Therapist